So investiert der European Specialist Investment Funds - M&G Total Return Credit Investment Fund Class Q EURInc Fonds: The Fund aims to provide a total return (the combination of income and capital growth) of the Benchmark plus 3-5% (gross of fees per annum), over any five-year period. The Fund invests at least 70% of its Net Asset Value in corporate and government bonds, cash (meaning deposits permitted by Article 41(1) of the Law of 2010) and near cash, Asset-Backed Securities and preference shares denominated in any currency. The Fund may invest a significant portion of its assets in Asset-Backed Securities. Issuers of these securities may be located in any country, including Emerging Markets. At least 75% of the Fund’s assets will be denominated in EUR or hedged back to EUR. The Fund may invest in Convertible Bonds including up to 20% of its Net Asset Value in Contingent Convertible Debt Securities.