Upstart Holdings Swings To Q4 Profit

Upstart Holdings

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(RTTNews) - Upstart Holdings, Inc. (UPST) on Tuesday reported fourth-quarter net income of $18.6 million or $0.17 per share, compared to a net loss of $2.8 million or $0.03 per share last year.

Revenues for the quarter were $296.1 million, compared to $219.0 million last year.

For the full-year 2026, Upstart expects revenue of approximately $1.4 billion and an adjusted EBITDA margin of approximately 21%.

For the 2025-2028 period, Upstart is targeting a total revenue growth rate of approximately 35% and a terminal adjusted EBITDA margin of approximately 25%.