Affirm Reports Record Q4 Growth

Affirm(NASDAQ:AFRM) reported fourth quarter fiscal 2025 results on August 28, 2025, with record performance in core metrics and accelerating growth, with GMV, funding capacity, and 0% APR adoption all reaching new highs. Management highlighted a robust credit profile (95% of transactions from repeat borrowers), strong capital markets access (funding capacity up 55% year over year), and the rapid scaling of next-gen products like the Affirm Card and Adapt AI. This summary distills unique, investment-relevant developments and their implications for Affirm's ability to compound value over the long term.Affirm has rolled out Adapt AI, an artificial intelligence-driven module for its Adaptive Checkout suite, to automate and optimize the consumer financing offer mix in real time, resulting in a reported average 5% increase in gross merchandise volume (GMV) at participating merchants. This capability enhances the efficacy of Affirm's platform beyond traditional manual adjustments, and differentiates the firm's value proposition when negotiating merchant relationships and driving conversion across millions of transactions.AI-driven optimization is increasing GMV for merchants.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool