Bcb Bancorp (BCBP) Q2 EPS Jumps 29%

Bcb Bancorp (NASDAQ:BCBP), a New Jersey-based community bank with a focus on commercial and multi-family real estate lending, reported its financial results on July 28, 2025. The highlight was a return to profitability, with earnings per diluted share (GAAP) of $0.18, beating analyst estimates and reversing a loss in the previous quarter. This topped analyst projections. Key operating metrics improved, including net interest margin was 2.80% and efficiency ratio improved compared to the prior year and prior quarter, but asset quality came under pressure as non-accrual loans rose sharply. Overall, the quarter reflected better core performance, but asset risks remain pronounced. Source: Analyst estimates for the quarter provided by FactSet. The company specializes in originating loans secured by commercial and multi-family real estate. These loans typically offer higher returns compared to traditional one-to-four family residential loans, though they can involve higher risk. This segment forms about 74.8% of total gross loans, making it the most important driver of the bank’s lending activities and financial results.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool